Housing Counseling
WACOG is a HUD-approved Local Housing Counseling Agency. Loss mitigation counseling for homeowners at risk of foreclosure and pre-purchase counseling for those seeking to buy a home is
provided by our HUD-Certified Housing Counselors. We assess your housing needs and work with you in preparing an Action Plan to meet your housing goals.
Housing Counseling
WACOG is a HUD-approved Local Housing Counseling Agency. Loss mitigation counseling for homeowners at risk of foreclosure and pre-purchase counseling for those seeking to buy a home is provided by our HUD-Certified Housing Counselors. We assess your housing needs and work with you in preparing an Action Plan to meet your housing goals.
Housing Counseling
WACOG is a HUD-approved Local Housing Counseling Agency. Loss mitigation counseling for homeowners at risk of foreclosure and pre-purchase counseling for those seeking to buy a home is provided by our HUD-Certified Housing Counselors. We assess your housing needs and work with you in preparing an Action Plan to meet your housing goals.
Below is a summary listing of what to expect during a one-on-one counseling session.
Loss Mitigation / Foreclosure Counseling
Our Counselors will:
Help you to understand the foreclosure process and its long-term impact.
Develop a Spending Plan
Explore options for mortgage assistance and solutions to home retention
Discuss disposition options
Create an Action Plan
Energy Education Information
Below is a summary listing of what to expect during a one-on-one counseling session.
Loss Mitigation / Foreclosure Counseling
Our Counselors will:
Help you to understand the foreclosure process and its long-term impact.
Develop a Spending Plan
Explore options for mortgage assistance and solutions to home retention
Discuss disposition options
Create an Action Plan
Energy Education Information
Below is a summary listing of what to expect during a one-on-one counseling session.
Loss Mitigation / Foreclosure Counseling
Our Counselors will:
Help you to understand the foreclosure process and its long-term impact.
Develop a Spending Plan
Explore options for mortgage assistance and solutions to home retention
Discuss disposition options
Create an Action Plan
Energy Education Information
Pre-Purchase Counseling
Our counselors will guide you through seven steps for obtaining a mortgage:
Research
Underwriting
Pre-Approval
Approval
Loan Application
Loan Closing
Loan Processing
Housing Counseling is provided at no cost. Watch the one-minute HUD video and determine if Housing Counseling is right for you.
Pre-Purchase Counseling
Our counselors will guide you through seven steps for obtaining a mortgage:
Research
Underwriting
Pre-Approval
Approval
Loan Application
Loan Closing
Loan Processing
Housing Counseling is provided at no cost. Watch the one-minute HUD video and determine if Housing Counseling is right for you.
Pre-Purchase Counseling
Our counselors will guide you through seven steps for obtaining a mortgage:
Research
Underwriting
Pre-Approval
Approval
Loan Application
Loan Closing
Loan Processing
Housing Counseling is provided at no cost. Watch the one-minute HUD video and determine if Housing Counseling is right for you
STRENGTHENING COMMUNITIES, EMPOWERING PEOPLE
STRENGTHENING COMMUNITIES, EMPOWERING PEOPLE
STRENGTHENING COMMUNITIES,
EMPOWERING PEOPLE
Housing Counseling Appointment Request
WACOG is a HUD-approved Local Housing Counseling Agency. Loss mitigation counseling for homeowners at risk of foreclosure and pre-purchase counseling for those seeking to buy a home is provided by our HUD-Certified Housing Counselors. We assess your housing needs and work with you in preparing an Action Plan to meet your housing goals.
Housing Counseling Appointment Request
WACOG is a HUD-approved Local Housing Counseling Agency. Loss mitigation counseling for homeowners at risk of foreclosure and pre-purchase counseling for those seeking to buy a home is provided by our HUD-Certified Housing Counselors. We assess your housing needs and work with you in preparing an Action Plan to meet your housing goals.
Housing Counseling Appointment Request
WACOG is a HUD-approved Local Housing Counseling Agency. Loss mitigation counseling for homeowners at risk of foreclosure and pre-purchase counseling for those seeking to buy a home is provided by our HUD-Certified Housing Counselors. We assess your housing needs and work with you in preparing an Action Plan to meet your housing goals.
You can also call us at 928-782-1886 to make an appointment. Please alert us of your preferred setting for your session (in-person or virtual) and your preferred language.
HUD sponsors housing counseling agencies, like WACOG, throughout the country to provide free or low-cost counseling. Search online ( Search Link ) for a housing counseling agency near you, or call HUD's interactive voice system at: (800) 569-4287.
You can also call us at 928-782-1886 to make an appointment. Please alert us of your preferred setting for your session (in-person or virtual) and your preferred language.
HUD sponsors housing counseling agencies, like WACOG, throughout the country to provide free or low-cost counseling. Search online ( Search Link ) for a housing counseling agency near you, or call HUD's interactive voice system at: (800) 569-4287.
You can also call us at 928-782-1886 to make an appointment. Please alert us of your preferred setting for your session (in-person or virtual) and your preferred language.
HUD sponsors housing counseling agencies, like WACOG, throughout the country to provide free or low-cost counseling. Search online ( Search Link ) for a housing counseling agency near you, or call HUD's interactive voice system at: (800) 569-4287.
Educational Workshops
If you are planning on purchasing a home, our Pre-Purchase workshop
“Realizing the American Dream” (by NeighborWorks) covers the most
important topics of homebuying.
Are You Ready to Buy a Home?
Obtaining a Mortgage
Managing Your Money
Shopping for a Home
Understanding Credit
Protecting Your Investment
Many lenders and government-subsidized mortgages require applicants to complete a HUD-approved homebuyer course.
In addition to our Pre-Purchase workshop, we offer a complete series of financial education workshops. For example, two workshops, Building a Better Spending Plan and Understanding Credit, are also offered throughout our offices in La Paz, Mohave and Yuma Counties. The workshops are facilitated by our HUD-Certified Housing Counselors. They provide tools and resources to motivate you to make positive changes to improve your financial health. There are no fees to attend our workshops.
Homebuyer Education Workshops Coming Soon!
Educational Workshops
If you are planning on purchasing a home, our Pre- purchase workshop “Realizing the American Dream” (by NeighborWorks) covers the most important topics of homebuying.
Are You Ready to Buy a Home?
Obtaining a Mortgage
Managing Your Money
Shopping for a Home
Understanding Credit
Protecting Your Investment
Many lenders and government-subsidized mortgages require applicants to complete a HUD-approved homebuyer course.
In addition to our Pre-Purchase workshop, we offer a complete series of financial education workshops. For example, two workshops, Building a Better Spending Plan and Understanding Credit, are also offered throughout our offices in La Paz, Mohave and Yuma Counties. The workshops are facilitated by our HUD-Certified Housing Counselors. They provide tools and resources to motivate you to make positive changes to improve your financial health. There are no fees to attend our workshops.
Homebuyer Education Workshops Coming Soon!
Educational Workshops
If you are planning on purchasing a home, our Pre-Purchase workshop “Realizing the American Dream” (by NeighborWorks) covers the most important topics of homebuying.
Are You Ready to Buy a Home?
Obtaining a Mortgage
Managing Your Money
Shopping for a Home
Understanding Credit
Protecting Your Investment
Many lenders and government-subsidized mortgages require applicants to complete a HUD-approved homebuyer course.
In addition to our Pre-Purchase workshop, we offer a complete series of financial education workshops. For example, two workshops, Building a Better Spending Plan and Understanding Credit, are also offered throughout our offices in La Paz, Mohave and Yuma Counties. The workshops are facilitated by our HUD-Certified Housing Counselors. They provide tools and resources to motivate you to make positive changes to improve your financial health. There are no fees to attend our workshops.
Homebuyer Education Workshops Coming Soon!
National Industry Standards
The National Industry Standards for Homeownership Education and Counseling are guidelines for quality homeownership counseling and education. Industry professionals, like those employed by WACOG, adopt these standards. The standards adopted by WACOG include Financial Capability, Foreclosure Intervention Specialty, Homeownership Counseling, and Homeownership Education.
National Industry Standards
The National Industry Standards for Homeownership Education and Counseling are guidelines for quality homeownership counseling and education. Industry professionals, like those employed by WACOG, adopt these standards. The standards adopted by WACOG include Financial Capability, Foreclosure Intervention Specialty, Homeownership Counseling, and Homeownership Education.
National Industry Standards
The National Industry Standards for Homeownership Education and Counseling are guidelines for quality homeownership counseling and education. Industry professionals, like those employed by WACOG, adopt these standards. The standards adopted by WACOG include Financial Capability, Foreclosure Intervention Specialty, Homeownership Counseling, and Homeownership Education.
Fair Housing / Affirmatively Furthering Fair Housing
The Fair Housing Act protects everyone from discrimination when renting, buying a home, getting a mortgage, seeking housing assistance and other housing-related activities. The Act prohibits discrimination in housing because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status and disability.
Read HUD’s Examples of Possible Discrimination
Fair housing is not an option. It is the law. If you feel you have a Fair Housing issue and your rights have been violated, contact us at 928-782-1886 or housingcounseling@wacog.com. We will meet with you and provide expert guidance.
Fair Housing/Affirmatively Furthering Fair Housing
The Fair Housing Act protects everyone from discrimination when renting, buying a home, getting a mortgage, seeking housing assistance and other housing-related activities. The Act prohibits discrimination in housing because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status and disability.
Read HUD’s Examples of Possible Discrimination
Fair housing is not an option. It is the law. If you feel you have a Fair Housing issue and your rights have been violated, contact us at 928-782-1886 or housingcounseling@wacog.com. We will meet with you and provide expert guidance.
Fair Housing / Affirmatively Furthering Fair Housing
The Fair Housing Act protects everyone from discrimination when renting, buying a home, getting a mortgage, seeking housing assistance and other housing-related activities. The Act prohibits discrimination in housing because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status and disability.
Fair housing is not an option. It is the law. If you feel you have a Fair Housing issue and your rights have been violated, contact us at 928-782-1886 or housingcounseling@wacog.com. We will meet with you and provide expert guidance.
WACOG is a recipient of federal funding and participates in activities to overcome segregation and promotes inclusivity within its service region.
WACOG is a recipient of federal funding and participates in activities to overcome segregation and promotes inclusivity within its service region.
WACOG is a recipient of federal funding and participates in activities to overcome segregation and promotes inclusivity within its service region.
Support Your Community
Support Your Community
Support Your Community
